Lexique de base de l’assurance
General insurance / property casualty insurance / non life
To underwrite / to write a risk/ to insure
Insurable interest
Utmost good faith
reinsurance
To buy insurance / to take out insurance
Coverage / cover / extension / a certificate
A policy / a company
A policyholder / a holder/ an insured
To calculate premiums / to fix the rates / to issue quotes
To raise the premiums /to increase
to reduce / to decrease
when a loss occurs
to cause damage
To assess / to evaluate / to rate
To discriminate (between)
Age / location / gender
To claim / to file a claim /
An Act of God
To commission a (loss) adjuster
To open/process/ settle a claim
To compensate / to grant compensation / to pay out
An Ex gratia payment
To deny cover
To terminate / to cancel a policy
Work
At work / on the job /
Based in … / the company headquarters
An employee / staff / colleagues / an office worker / 9 to 5 / to apply for a position / a job ad / job interview
A cover letter / a resume
a trainee / an intern / to train / an internship
a career/ a job / a position/ status
company culture/ company loyalty / dress code / relations/ career opportunities
work hours / extra time / to commute
Car insurance / motor insurance
A report / A police report /an eyewitness
A car crash /accident / a fender-bender / to bump / to dent
To hit/ to collide (into) / to crash (into) / to wreck
To be at fault
To speed/ to drive / to slow down / to speed up / a speed ticket / to be fined / to exceed the limit
A motorist / a driver / passengers
A cyclist / a biker / a pedestrian
A (pedestrian) crossing / a crossroads / traffic lights / a motorway / a signpost
No claim discount
A surcharge
A deductible / an excess
Household insurance / homeowners insurance
Contents and buildings insurance
burglary / to break into / a thief / to steal
Fire and theft
To set fire (to) /arson / to burn down/ to destroy / to ruin
The sum insured / valuables / collectibles
Wear and tear
Indemnity and replacement as new
Subsidence
Water damage /leakage
Riot / civil strife
nuclear accident / meltdown
Natural disaster / catastrophe
Earthquake / storm / snowstorm / hail
Flood /flooding
Hurricane / tornado / tsunami /
Liability
Public l./ product l. /employers’ l. /legal l.
Liability arises /to blame / negligence / malpractice
To injure/ to cause damage to a third party
To sue / to file suit / to file a lawsuit
To grant damages
Travel Insurance
Hospital fees / medical fees / treatment/
(medical) expenses
Repatriation costs
Miscellaneous
Business interruption
Pet insurance
A breadwinner
Fraud
To defraud a company / a fraudster / crooks
To improve the image of the Insurance Industry
a scam / a fraud / false claims/ fake claims
Life Insurance
Annuities
Rate of interest
Term / whole life
Maturity date
With profits
Endowment policies
A pension scheme
Beneficiaries
